Hail damage roof Kansas City, MO & KS

2026 storm reports on both sides of State Line, and what to do next

Last updated October 11, 2026 · Storm data through October 10, 2026

Kansas City sits right in the path of spring and summer supercells, and 2026 delivered. On March 10, storms dropped hail up to about 4.5 inches in the Northland. On August 19, a storm rolled through Kansas City, Kansas, and North Kansas City between roughly 1 and 2 a.m., with golf ball hail and damaging wind while most people were asleep.

Because the metro straddles two states, the rules for hiring a roofer and handling a claim differ depending on which side of State Line you live on. Here’s what was reported and what to do.

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2026 hail around Kansas City at a glance

Date (local time)WhereLargest reported hailSource
Mar 10, about 6:20 p.m.Pomeroy area, south of Leavenworth Rd, Wyandotte Co., KS3.0 in (photo)NOAA NCEI Storm Events; SPC
Mar 10, about 6:30 p.m.Near Weatherby Lake, Platte Co., MO4.5 in (preliminary, social media photo)SPC storm reports
Mar 10, about 6:35 to 7:20 p.m.Lake Waukomis area and Oak Trafficway, Clay Co., MO1.75 to 2.0 inSPC storm reports
Mar 10, about 9:45 p.m.Johnson County Executive Airport area (Olathe), KS1.5 inNOAA NCEI Storm Events
Apr 17, about 4:45 p.m.Kansas City, MO1.75 inSPC storm reports
Aug 19, about 1:15 to 2:05 a.m.Piper and Kansas City, KS; North Kansas City and Independence, MO1.75 in (golf ball) in Piper, KCK, and North Kansas CitySPC storm reports; KCTV5

Storm reports are preliminary point observations. NOAA’s reviewed database had not yet published August records when this page was written, and preliminary sizes can be revised. Hail varies block to block, so use these as a starting point, not proof about your roof.

March 10: the Northland’s big-hail evening

In the early evening of March 10, supercells crossed the metro from Kansas into Missouri. NOAA’s Storm Events Database records a photographed 3-inch hailstone south of Leavenworth Road in Wyandotte County, part of what it calls “massive hail” across eastern Kansas that afternoon. Minutes later, the Storm Prediction Center logged a preliminary 4.5-inch report near Weatherby Lake in Platte County, followed by golf ball to 2-inch reports across Clay County. Later that evening, ping pong ball hail fell around the Johnson County Executive Airport area.

August 19: hail in the middle of the night

The August storm hit while most of the city slept. SPC reports show golf ball hail near Piper at about 1:16 a.m., in Kansas City, Kansas, about 1:40 a.m., and in North Kansas City about 1:50 a.m., with quarter-size hail reaching Independence around 2:05 a.m.

KCTV5 reported that residents near Piper woke to hail pounding roofs around 1 a.m., then found shingles torn off and scattered across yards, downed fences and trees, and damage at Piper District Stadium. One resident described the pounding lasting “30-ish minutes.”

What this means for Kansas City roofs

Overnight storms are easy to underestimate. If you slept through August 19, walk your property in daylight and look for dented gutters, downspouts, vents, AC fins, and granules in the downspout outlets. Then have the roof checked.

Wind and hail together. The August storm brought both. Missing shingles suggest wind; scattered bruises suggest hail. Many policies treat both under one wind/hail coverage, but photographing what you saw right after the storm helps your adjuster.

Separate storms, separate claims. If you were hit in March and again in August, insurers generally treat those as separate losses, often with separate deductibles. Note the date you first saw each kind of damage. See our deductibles guide.

Missouri vs. Kansas: rules that differ across State Line

These are verified from state sources. General information, not legal advice.

If you live in Kansas (KCK, Overland Park, Olathe, Shawnee, Lenexa, and so on):

  • Roofing contractors must be registered with the Kansas Attorney General to perform residential or commercial roofing for a fee in Kansas, under the Kansas Roofing Registration Act (K.S.A. 50-6,121 et seq.). Applicants must carry liability insurance, among other requirements. Ask for the registration number and confirm it with the AG’s office.

If you live in Missouri (KCMO, North Kansas City, Independence, Lee’s Summit, Liberty, and so on):

  • Under RSMo 407.725, a roofing or exterior contractor may not advertise or promise to pay or rebate your insurance deductible.
  • If your contract will be paid by insurance, you can cancel it before midnight of the fifth business day after you receive written notice from your insurer that all or part of the claim isn’t covered. The contractor must give you a cancellation notice form with the contract.
  • A contractor may not represent you or negotiate on your behalf on the insurance claim.

Either side: permits are set by your city. Ask your city’s building or permits office what a re-roof requires.

What to do this week

  1. Note the storm date(s) that affected you and save the SPC report pages linked below.
  2. Photograph damage from the ground, in daylight: gutters, vents, AC unit, screens, siding, fences, cars.
  3. Check your policy for your wind/hail deductible and whether the roof is covered at replacement cost or actual cash value.
  4. Get an inspection from a local roofer, and confirm their Kansas AG registration if you’re in Kansas. Don’t sign anything on the first visit.
  5. File promptly if there’s real damage. Our claim guide has the steps.
  6. Get competing bids. Post your job on QuoteVya and check any quote you receive before you sign.

What will it cost?

Roof prices depend on size, pitch, material, layers to remove, and local labor, and they can shift after a big storm. Rather than guess at a Kansas City figure, try our free roof cost estimator and see how Missouri and Kansas compare in our roof replacement cost by state guide.

Get a fair price on your roof

Post your project once and roofers compete for the job. Free for homeowners.

Get free roofer quotes

FAQ

Did Kansas City get hail in August 2026?

Yes. SPC storm reports show golf ball (1.75-inch) hail near Piper, in Kansas City, Kansas, and in North Kansas City between about 1:15 and 2 a.m. on August 19, 2026, with quarter-size hail in Independence.

Do roofers need a license in Kansas City?

In Kansas, roofing contractors must register with the Kansas Attorney General. On either side of State Line, cities may also have their own contractor licensing and permit rules, so check with your city before work starts.

Can a roofer cover my deductible in Missouri or Kansas?

In Missouri, contractors may not advertise or promise to pay or rebate your deductible (RSMo 407.725). Regardless of state, inflating a claim to cover a deductible can be insurance fraud.

I signed a roofing contract and my claim was denied. Can I cancel?

In Missouri, you can cancel an insurance-funded roofing contract before midnight of the fifth business day after receiving the insurer’s written denial. Kansas rules differ. Read your contract’s cancellation terms and see our denied claim guide.

Sources

About the storm data: Reports come from the NOAA/National Weather Service Storm Prediction Center, NOAA's Storm Events Database, and local National Weather Service offices, and are linked in the Sources section. Recent reports are preliminary and may be revised. Times are local. A report near you doesn't confirm damage to any particular roof, and the absence of a report doesn't rule it out. Storm data reviewed through October 10, 2026.
This page is general information, not legal or insurance advice. Insurance policies and state and local laws vary and change, and examples of specific laws are provided only as examples. Read your own policy, and check with your insurer, your state insurance department, a licensed professional, or an attorney about your situation. QuoteVya is an informational tool, not a contractor, insurer, adjuster, or law firm. See our Terms & Liability.