Hail damage roof Amarillo, TX

In the Texas Panhandle, hail isn’t a once-in-a-while event. It’s a season. In 2026, the Amarillo area saw hail 2 inches or larger on at least four separate days, from a nighttime storm across west Amarillo in March to a September evening storm that dropped hail up to 2.25 inches southeast of town.

When hail comes back again and again, the hardest part of a roof claim often isn’t proving there was hail. It’s showing which storm did the damage. Here’s what was reported and how to stay organized.

2026 hail around Amarillo at a glance

Storm reports are point observations from spotters, the public, storm chasers, and NWS staff. NOAA’s reviewed database had not published September records when this page was written. Hail varies sharply over short distances, so treat these as a starting point.

The 2026 storms, one by one

March 3–4. Just after midnight on March 4, a severe storm crossed the central Panhandle. NOAA’s Storm Events Database says hail was “mostly nickel to quarter size” across the west and northwest side of Amarillo, but hail 2 inches across fell near I-40 and Coulter Street, with golf ball hail west-northwest of town.

May 22. An isolated storm dropped a swath of hail south of Bushland. NOAA records golf ball hail about 2 miles west of Bushland and baseball-size (2.75-inch) hail about a mile east-northeast of town.

May 29. Golf ball hail was recorded in Canyon.

June 23. A supercell moved across Wildorado, where SPC logged baseball-size reports, then southeast toward Canyon. NOAA describes a swath from just east of Umbarger to a few miles west of Canyon with hail from 1 to 3 inches, baseball-size hail at the intersection of Arnott and Gordon Cummings Road, and several broken vehicle windshields.

September 10. In the early evening, hail hit southeast of Amarillo. SPC reports golf ball hail near Pantex, where the report notes the hail “shredded the leaves of trees”; golf ball to 2-inch hail in Timbercreek Canyon starting at 5:37 p.m.; and 2.25-inch hail measured near Lake Tanglewood just after 6 p.m.

What this means for Amarillo-area roofs

Keep a storm log. Write down every date you heard hail at your house this year and what you noticed afterward. If your roof was already hit in May or June, an adjuster looking at it after September will want to know which marks are new.

Each storm can mean a separate claim and deductible. Insurers generally treat separate storms as separate losses. With percentage wind/hail deductibles common in Texas, that adds up fast. Our deductibles guide walks through the math so you can decide what’s worth filing.

Report promptly. The longer you wait after a storm, the harder it is to separate that damage from the next one. Policies also typically require prompt notice.

Watch for door-knockers after every storm. Repeat storms bring repeat waves of out-of-town crews. Ask for a local address, references, and proof of insurance, and get competing bids.

Texas rules worth knowing

Verified from Texas statutes and the City of Amarillo. General information, not legal advice.

• You have to pay your deductible. Texas law requires a policyholder to pay any applicable deductible (Tex. Ins. Code § 707.002).
• Contractors can’t waive or rebate it. It’s a Class B misdemeanor for a seller paid from insurance proceeds to pay, waive, absorb, or rebate your deductible without the insurer’s consent, or to advertise that they will (Tex. Bus. & Com. Code § 27.02, as amended by HB 2102 in 2019).
• Look for the required notice. A contract of $1,000 or more that’s expected to be paid from insurance must include a bold notice explaining that Texas law requires you to pay your deductible. If it’s missing, ask why.
• Depreciation and proof of payment. If your policy has replacement cost coverage, the insurer may hold back recoverable depreciation until you provide reasonable proof you paid the deductible, such as a canceled check, credit card statement, or financing agreement (§ 707.004).
• ACV first, then the rest. The Texas Department of Insurance explains that on replacement cost policies, the first check is usually for actual cash value, with the balance paid after repairs.
• Amarillo permits. The City of Amarillo exempts roof repairs of one square (100 sq ft) or less from permits; anything larger requires a permit and code compliance. Canyon and other nearby towns set their own rules.

What to do this week

1. Write down every 2026 storm date that affected your home and save the reports linked below.
2. Photograph damage from the ground: gutters, downspouts, vents, AC fins, screens, siding, fences, vehicles.
3. Pull your declarations page. Find your wind/hail deductible (flat or percentage) and whether the roof is covered at replacement cost or actual cash value.
4. Get an inspection and a written, itemized estimate from a local roofer. Ask which damage looks fresh and which looks older.
5. File promptly for damage that clearly exceeds your deductible. Our claim guide walks through it, and our hail vs. wear and tear guide helps you understand what the adjuster looks for.
6. Compare bids. Post your job so roofers compete, and check any quote before signing.

What will it cost?

Costs depend on roof size, pitch, materials (many Panhandle homeowners consider impact-resistant shingles), tear-off, and local labor, and they can swing after a busy hail season. We won’t guess at an Amarillo figure. Use our free roof cost estimator, and see how Texas compares in our roof replacement cost by state guide.

FAQ

When did Amarillo get hail in 2026?

NOAA and NWS records show hail 2 inches or larger in the Amarillo area on the night of March 3–4 (west Amarillo), May 22 (near Bushland), June 23 (Wildorado to Canyon), and September 10 (Timbercreek Canyon and Lake Tanglewood), plus golf ball hail in Canyon on May 29.

Can a Texas roofer pay or waive my deductible?

No. Texas law requires you to pay your deductible, and it’s a Class B misdemeanor for a contractor paid from insurance proceeds to waive, absorb, or rebate it without your insurer’s consent.

Do I need a permit to replace my roof in Amarillo?

Yes, for anything over one square (100 square feet). The City of Amarillo exempts only small repairs of one square or less.

My roof was hit in June and again in September. Is that one claim or two?

Usually two separate losses, often with separate deductibles. Tell your insurer about both dates, and ask your roofer to help identify which damage came from which storm.

Sources

• NOAA NCEI Storm Events Database (event IDs 1318177 and 1318179, Mar 4; 1335766, May 22; 1335778, May 29; 1339787 and 1339797, Jun 23): https://www.ncei.noaa.gov/stormevents/
• NOAA/NWS Storm Prediction Center daily reports: https://www.spc.noaa.gov/climo/reports/260303_rpts.html , https://www.spc.noaa.gov/climo/reports/260522_rpts.html , https://www.spc.noaa.gov/climo/reports/260623_rpts.html , https://www.spc.noaa.gov/climo/reports/260910_rpts.html
• Texas Insurance Code ch. 707: https://statutes.capitol.texas.gov/Docs/IN/htm/IN.707.htm
• Texas Business & Commerce Code § 27.02 / HB 2102 (2019): https://statutes.capitol.texas.gov/Docs/BC/htm/BC.27.htm , https://capitol.texas.gov/tlodocs/86R/billtext/html/HB02102F.htm
• Texas Department of Insurance, Homeowners insurance and disaster claims FAQ: https://www.tdi.texas.gov/consumer/storms/home-damaged-faq.html
• City of Amarillo Building Safety, Work Exempt from Permit: https://www.amarillo.gov/building-safety/work-exempt-no-permit-needed/